Can I QUICKLY Get Funded?

Yes you can secure cash funding within 60 days or less.  Some funding options fund within 24 hours! Get approved for net 30 accounts quickly to build your business credit.

 

I'm a start-up. Can I be approved for business credit and business funding?

You CAN BE approved for funding and build your business credit!  Even a new company that has been in business for less than a year or even less than 1 day can be approved for business credit.  Funding for your company is often available, too.

 

 

So, What Exactly is a Business Credit Score?

There are 3 main reporting agencies for business credit: Experian, Equifax and Dun and Bradstreet.

The exact definition from Dun & Bradstreet, or D&B is: The D&B PAYDEX® Score is D&B's unique dollar-weighted numerical indicator of how a firm paid its bills over the past year, based on trade experiences reported to D&B by various vendors.

The Paydex score is calculated based on only one single factor; whether a business makes prompt payments to its suppliers and creditors within the agreed upon terms of payment.

 

I’m working with my bank where I do my personal banking, is that where I should start for my business needs?

Banks can change lending policies on a moment's notice and cut your credit limit overnight, so it can help to not have all your financial eggs in one basket. You may to use your bank as a source of credit like a credit card but you need to build and have access to all kinds of lending sources. Not all lending sources provide funding for all types of funding you may need for your business.  There are many other options that will allow you to leverage other financial attributes of your business such as asset-based lenders, which focus more on collateral rather than credit worthiness, factoring which lets you borrow against your accounts receivables and peer-to-peer lending. Using these alternate channels can at least indirectly improve your chances of getting credit in the future.

 

 

 

 

Personal Credit Repair Faqs

 

Is the credit repair service a subscription or do you charge a monthly fee?

We do not charge for reoccurring fees or subscription services. Our goal to is to get the job done fast for you. This allows you to realize the benefit of an improved credit score as soon as possible because we know that is what matters to you right now.

 

 

What types of items do remove from credit profiles?

We can remove any negative item that impacts your credit scores such as late payments, collections, charge off’ s, liens, repossessions, short sales, foreclosures, judgments, Inquires, bankruptcies, and more. 

 

How effective are you at removing Bankruptcies?

Though bankruptcies are the more challenging items to remove we have had many successful outcomes with other clients removing them. We cannot guarantee any specific outcome but taking a chance at removing one is better than doing nothing.

 

How many points does a consumer's credit score increase after completion of your credit repair service?

We cannot guarantee any outcome nor can we state your credit score will be X when we complete our service but removing negative items from the credit reports does positively impact credit scores. Be leery of anyone you states that can tell you what your score will be after any credit repair.  

 

Are all items really removed at once?

We do submit all items at the same time and you will see results in about 30 days. There are situations where a negative item or items may not be removed for any number of reasons. In that scenario we will resubmit for a second round at no additional charge. If any items were reported after we completed the dispute process, they will not be included.

 

How do you dispute or remove these negative items and so effectively?

Over many years of performing our services for customers we have developed effective and refined processes that are executed by highly trained staff to work with the credit bureaus as well we have developed a proprietary software application which makes the dispute documentation more impactful. Our process of preparing the deletions is specific to each client and we continually invest time, money, resources into insuring we can provide our clients the results they need faster than anyone else in the market.

 

Can you remove negative items sooner than 30 days, if I’m in a rush?

We will have a good insight as what the outcome may be before thirty days but the credit score may not change until day 30. The reason for the 30 days is by law. By law the credit bureaus have 30 days to investigate any dispute. It is possible to receive results sooner, but it cannot be forced upon. Results will be mailed to customer by credit bureaus after completion.

 

What are the steps in order to start the credit repair process?

Upon contact with you, we will outline the complete process step by step. Since every client is situation is unique, the process may vary as well. We can say the process end to end for the client is not complicated since we do all the work.

 

I know I don’t have any negative items on my credit profiles but my scores are low. What’s up with that?

This is a very common theme and it is a reality for many. What most likely is happening is that you don’t’ have a current credit history that is used in calculating credit scores. Over 60% of you credit score is based on recent payment history and new credit. If you’re not in the game so to speak your scores will be low. Think of it this way, for professional athletes, they all have stats about certain performance factors that are tracked. The better their stats, the more valuable they are as player and the more they are worth in the market place to teams. Credit is very similar and that’s because credit worthiness is based on a 24 month revolving window and if you have been missing in the past couple of years, your value to lenders is diminished or your risk of being loaned money is considered higher. That is same for an athlete who missed the last two seasons of play time. For this reason, we also provide our clients additional help with building credit scores tactics beyond the credit repair process.